Buy airtime, data, pay electricity bills, subscribe to cable TV, create virtual dollar cards, verify NIN/BVN, send bulk SMS, trade gift cards, access APIs — and much more, all from one wallet.
From everyday top-ups to full business tools — LoadPadi puts it all behind a single, secure login.
Transactions settle in seconds, not minutes — built on a low-latency processing core.
Reseller-grade discounts on every airtime, data and utility purchase.
Bank-level encryption and fraud monitoring protect every wallet, every time.
A real human on live chat, whenever a transaction needs a second look.
Register with your phone number in under a minute.
Top up via bank transfer, card, or USSD instantly.
Buy airtime, data, pay bills — all at reseller rates.
Invite friends and earn a cut of every top-up they make.
A single REST API for airtime, data, bills and verification — with webhooks, sandbox testing, and clear docs.
// Purchase data bundle POST /v1/data/purchase { "network": "MTN", "plan": "2GB_30days", "phone": "0803XXXXXXX", "reference": "lp_9f2ac1" } // Response · 200 OK { "status": "success", "balance": "₦126,200.00" }
Every account you refer earns you a commission on their transactions, for as long as they stay active. Track it all on a live leaderboard.
Invite FriendsEvery service, faster — with biometric login and instant push alerts on every transaction.
Join thousands of Nigerians using LoadPadi for bills, data and business tools.